Criteria for Loan Applications


Basic Criteria for a successful Loan:

  1. You have to be permanently employed for at least six (6) consecutive months at the employer/company.
  2. You have to be a South African citizen.
  3. You need to receive your salary into a valid South African Bank account, which is in the name of the applicant in question.
  4. You need to be between the ages of 18 – 60 years.
  5. We cannot assist you if you are under: administration, debt review or sequestration.
  6.  You need to be able to afford the loan installment/s.
  7. You will be subject to:
    1. A Credit Check (We will check your income and expenses.
    2. An Affordability Assessment as required by National Credit Act of 2005.